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    • Universal Credit Find out how Universal Credit works and how to manage your payment
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    • Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health
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  3. Dealing with debt
Money troubles Dealing with debt

Paying court fines

The Magistrates (Sheriff in Scotland) court deals with criminal cases, such as traffic and public order offences, fines for unpaid TV Licences and antisocial behaviour. Find out what you should do if you receive a fine.

What’s in this guide

  • What is a Magistrates’ or Sheriff’s court fine?
  • What should I do if I don’t think I can afford my court fine?
  • When can I ask to change the court order?
  • What happens if I think I might miss a payment?

What is a Magistrates’ or Sheriff’s court fine?

The Magistrates (Sheriff in Scotland) court deals with some criminal cases such as traffic offences, fines for unpaid TV Licences, public order offences and antisocial behaviour.

The most common sentences given out by magistrates (sheriffs) are financial penalties or fines.

Magistrate (sheriff) court fines are not to be confused with liability orders for Council Tax or child maintenance arrears, as the rules are different.

How do court fines work?

If you’ve been convicted of a crime, a court fine is often used as punishment. The amount of the fine depends on how serious the offence committed was.

Court fines are collected by weekly or monthly instalments and might be deducted from your earnings or benefits. As well as the fine, the court might ask you to pay compensation and court costs.

The court will take into account your financial situation when considering an appropriate sentence. It will be measured against reasonable living costs.

Find out what to do if you’ve received a County Court Judgment in our guide What is a County Court Judgment (CCJ)?
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What should I do if I don’t think I can afford my court fine?

If you can’t afford your payments, phone or write to the fines officer at the court and ask them if any help is available.

Help you might receive can include:

  • an adjustment to how much you have to pay
  • an adjustment to your payment dates.

You’ll find the court’s contact details on the letter.

But you mustn’t ignore a court fine. Magistrate or sheriff court fines are a priority debt and the consequences of non-payment can be serious. This means you must pay them before unsecured debts, such as loans and credit cards.

Have you missed a payment?

Use our Debt advice locator tool to find free and confidential debt advice online, over the phone or near to where you live.

Courts have a lot of powers to collect money owed. And in the most extreme cases, you might go to prison for non-payment.

If your circumstances change, it’s always best to try to get the court order changed rather than falling behind with the payments. If you do nothing, your creditor can take a more serious action.

Budget planner

To help you manage your money, try our free and easy-to-use Budget planner.

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When can I ask to change the court order?

If you can’t afford to keep up the payments ordered by the court, you can ask to change the terms of the order to fit in with what you can afford to pay. This is called an application to vary the order.

Depending on your financial situation, you can:

  • pay off the debt in smaller instalments, or
  • say you can no longer pay anything at all, if you can show you’ve lost your job.

You’ll have to give details of your financial situation when you make the application.

Join our Facebook group

Join our private Debt Support Community Facebook group to help give you new ideas to tackle debts and keep you motivated.

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What happens if I think I might miss a payment?

If you’ve missed repayments, it’s important not to ignore it.

Get in touch with the court as soon as you can. They’ll usually arrange for you to suggest a payment amount you can afford, so you can repay in instalments.

Do you have other debts? Then it’s important you pay them off in the right order, as some are more urgent and some lenders have more power than others.

Find out more in our guide How to prioritise your debts

Help with the cost of living 

Worrying about money because of rising rents, high energy bills or debt? If so, we’re here to help.

Take the first steps to find your way forward with our guides to help you with the cost of living.

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Dealing with debt

Dealing with courts and fines

  • What is a County Court Judgment (CCJ)?
  • Paying court fines
  • Paying a council car parking fine
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website

Dealing with courts and fines

  • What is a County Court Judgment (CCJ)?
  • Paying court fines
  • Paying a council car parking fine
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