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Tools and calculators

These are the tools and calculators that will help you quickly work out the figures you need for some of the most common money situations you may find yourself in.

Our easy-to-use calculators can help you budget, save and cut back on costs. They can help you find impartial advisers, find out how much you might have in retirement, tell you how much extra money you need for your baby and much more.

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Tools categories

Benefits

Benefits calculator

Use our Benefits Calculator to quickly find out what you could be entitled to.
Money Manager for Universal Credit claimants

Get information and guidance if you’re on Universal Credit or will soon be claiming it.
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Everyday money

Money Midlife MOT

Get a personalised report showing you how to improve your finances from now until retirement.
Budget Planner

Get in control of your household spending to help you see where your money’s going.
Compare bank account fees and charges

We can help you check and compare fees and charges for bank accounts.
Loan calculator

Find out how much a loan will cost you or how quickly you can pay off your existing loans.
Travel insurance directory

Find a travel insurance provider if you have a serious medical condition.
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Family and care

Baby money timeline

This baby money timeline lists all the money-related dates to do with your pregnancy and new baby.
Work out your baby budget

Find out how much you’ll need to cover your baby’s expenses.
Divorce and money calculator
Use our divorce and money calculator to better understand your financial situation before a potential divorce settlement.
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Homes

Land & Buildings Transaction Tax (LBTT) calculator

Calculate the LBTT on your new property when purchasing in Scotland.
Land Transaction Tax (LTT) calculator

Calculate the LTT on your new property when purchasing in Wales.
Mortgage calculator

This gives you a guide to how much you'd pay each month on a mortgage.
Mortgage affordability calculator

Help you estimate how much you can afford to borrow to buy a home.
Stamp Duty calculator

Calculate the Stamp Duty on your new property.
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Money troubles

Bill prioritiser

Our easy-to-use tool sorts out the bills you need to deal with first to avoid missing payments.
Debt advice locator

Find free debt advice services across the UK.
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Pensions and retirement

Money Midlife MOT

Get a personalised report showing you how to improve your finances from now until retirement.
Compare annuities

Find out which guaranteed retirement income – or annuity – is best for you and your pension pot.
Drawdown investment pathways

Understand and compare your investment pathway options for pension drawdown.
Find a retirement adviser

Our directory helps you find an authorised and regulated retirement adviser.
Find out your pension type

Our tool helps you find out if you have a defined contribution or defined benefit pension.
Pension calculator

Find out your likely retirement income.
Workplace pension contribution calculator

Work out how much will be paid into your pension by you and your employer.
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Savings

Savings calculator

A simple calculator to help you work out how long it’ll take to save up for something.
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Work

Redundancy pay calculator

A calculator and planner to take control of your situation.
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Free printed guides

MoneyHelper's free printed guides give clear, unbiased advice and information in plain English. Learn more about what guides are available.
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Letter templates

Use our free letter templates if you need to set up, cancel or complain about something to your local authority, employer, bank or other institutions.
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Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

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Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
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Talk to us live for pensions guidance using…
Our pensions webchat and telephone helpline will be closed on Tuesday 28 March for staff training. We will re-open on Wednesday 29.
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Talk to us live for money guidance using…
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Over 50 and want to know your pension options? Our call centre is closed right now, but you can explore your options with our simple online tool Hours
  • Mon – Fri:9am–5pm inc 23, 29 and 30 Dec
  • Sat, Sun and bank holidays:Closed: 24–28 Dec and 31 Dec to 3 Jan 2022

* Calls are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

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Talk to us live for money guidance using the telephone
Hours
  • Mon – Fri:8am–6pm inc 23, 29 and 30 Dec
  • Sat, Sun and bank holidays:Closed: 24–28 Dec and 31 Dec to 3 Jan 2022

* Calls are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

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Talk to us live for pensions guidance using web chat
Hours
  • Mon-Fri8am-6pm
  • Sat8am - 3pm
  • Sun and bank holidaysClosed
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Talk to us live for money guidance using web chat
Hours
  • Mon, Wed, Fri8.20am - 6.20pm
  • Tues, Thurs9am - 6.20pm
  • Sat, Sun and bank holidaysClosed
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Talk to us for pensions guidance using our web form

We aim to respond within 5 working days

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Talk to us for money guidance using our web form

We aim to respond within 5 working days

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Talk to us live for money guidance using WhatsApp

Download app: WhatsApp

For help sorting out your debts, credit questions or pensions guidance. For everything else please contact us via Webchat or Telephone.

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