If you’re a tenant, the Universal Credit housing costs element can help towards the cost of your rent and some service charges.
If you’re a homeowner, you can’t get the housing costs element to help with mortgage payments. But you might be able to get help from the government to pay the interest on your mortgage, known as Support for Mortgage Interest (SMI).
Whether you want tips on managing your payments, what to do if you fall into rent arrears, or whether an SMI loan is the best option for you, this guide will help.
