Most banks will ask for a driving licence or passport to prove your identity – or a photo if you’re applying online, often along with a selfie.
If you don’t have these, check if they’ll accept other documents. This is normally listed on their websites.
This could include letters from:
- the Department for Work and Pensions
- your local council
- your GP
- a minister of religion
- your social landlord
- an armed services officer
- a warden of sheltered accommodation, hostel or refuge
- your care home manager
- your employer, college or training provider – confirming who you are and where you live.
Or letters about your:
- benefits or State Pension
- Blue Badge disabled driving pass.
You might have other documents to prove your ID and address if you’re:
- an international student
- a migrant worker
- a refugee
- an asylum seeker
- a prisoner
- on probation.
It’s also worth registering to voteOpens in a new window as some banks use this as part of their checks.
If you don’t have the right documents, you could consider a prepaid card account instead, where ID isn’t usually required.