If you want to trace a workplace pension – a scheme arranged by a previous employer – your first point of contact should be the employer.
However, if your employer provided access to a personal or stakeholder scheme, contact the pension provider if you know their details.
If you don’t know the pension provider’s details, ask your previous employer – they should be able to provide these.
Again, you’ll find a link below to a template letter you can use for this.
The main information you’ll need to provide is:
- your National Insurance number
- the date you stopped working there
- the date you started work with the employer
- the dates you joined and left the pension scheme.
And the main questions to ask are:
- what type of plan it is – for example, defined benefit or defined contribution?
- unless it’s a defined benefit scheme, which pension provider is your pension with?