Have you opted out of your employer’s workplace pension scheme, or stopped paying contributions? Then your employer must re-enrol you back into the scheme at a later date.
This is usually every three years, if you’re an eligible jobholder at that time.
- are aged between 22 and State Pension Age
- earn over the earnings threshold (£10,000), and
- work, or ordinarily work, in the UK and have a contract of employment (so, not a self-employed contractor); or have a contract to provide work and/or services personally (so, can’t sub-contract to a third party).
Your employer will tell you the contributions you have to pay, and the options available to you.
Your employer must re-enrol you within three years because your circumstances might have changed, and a workplace pension might now be right for you.
If you’re not ready to re-join, you can opt out again.
If you don’t want to wait to be re-enrolled, you can ask to re-join.
You can ask at any time. But your employer only has to action a request to re-join once every 12 months.
This is because every time a member leaves or re-joins a scheme, there are administration costs for the employer. The 12-month measure is intended to limit these costs.
Your employer does not have to wait to enrol you and can re-enrol you after any request if they so choose.