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Bill prioritiser: get help with your bills

Managing bills and payments can feel overwhelming, but we’re here to help.

Our Bill prioritiser can show you which bills to tackle first. The consequences of missing some types of bills can be more serious than if you fall behind on others. So, if you’re struggling to pay – whether it’s your rent, your mobile phone bill or loan repayments – this tool will tell you what to do before you miss a payment.

And if you’re having trouble to keeping track of your spending, our Budget planner makes it easy to list and sort out your expenses, like household bills and grocery shopping, so you can see exactly where your money is going.

Step one – choose the bills you’re worried about.
Step two – get help on how to deal with them and which ones to tackle first.

Read the transcript

It’s hard when you’re struggling with bills, or worried you might miss a payment – but there are things you can do.

So make sure you don’t ignore your bills and talk to the companies concerned. They can help you.

Explain what the situation is and why you’re going to struggle to pay.

The companies can choose to help you in a number of ways, including adjusting payments or stopping interest and penalty charges.

Work with your creditors to figure out a manageable way to pay what you owe.

Start by making a budget, so you can understand how much you can afford to repay.

And keep communicating with your creditors – updating them whenever your circumstances change.

If you have several bills you’re going to struggle to pay, you can work out which ones you need to deal with first using our easy-to-use Bill prioritiser.

So, get help before you miss your payments.

Find your way forward with MoneyHelper.

Tell us what you’re worried about

Are you finding it hard to keep track of all the different payments you have each month? Let us know which ones you’re struggling with and we can help prioritise your bills and get the help you need before you miss a payment.

Household bills

Council Tax or Rates

Rent

Mortgage

Water bill

See your priority list of bills and how to get help

To get specific help on bills and payments relevant to you, select from the Bill prioritiser above

Here are the bills and payments you have selected

Choose the bills and payments you’re worried about

Click on a link below to go to that section.

Council Tax or Rates
Rent
Mortgage
Water bill

Council Tax or Rates

Get the help you need.

Are you finding it hard to keep track of all the different payments you have each month? Let us know which ones you’re struggling with and we can help prioritise your bills and get the help you need before you miss a payment.

Rent

Mortgage

Water bill

Here are the bills and payments you need to tackle first

We’ve listed the ones you’ve told us you’re worried about in priority order, so you know which ones to look at first. It’s important to tackle these first as they carry the most serious consequences if you don’t pay them.

Have you missed a payment?

If so, now is the time to get debt advice

It’s free and confidential
Gives you better ways of managing your debts and money
Ensures you’re claiming all the right benefits and entitlements

Find out more about debt advice

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