If you’re dealing with someone’s affairs after their death, check their paperwork to see if they had any personal or workplace pension schemes.
If they did, contact the pension provider to find out how much they had and what to do next.
If you don’t know who the pension provider is and the deceased was employed, contact their employer to see if there was a current workplace pension.
The amount you can claim and when you can claim it depends on which type of personal or workplace pension it is.
Defined contribution and defined benefit pensions provide different benefits on death.
You need to contact the pension provider, or employer, if it’s a workplace scheme, to find out how much the deceased had and how to claim that pension.
You can download this letter template to contact the pension providerOpens in a new window (DOC 28KB)
If you can’t find any trace of a personal or workplace pension, but you think the deceased person might have had one, the Pension Tracing Service can help you. This is a free, government-backed service.
Call them on 0800 731 0193 or find out more on GOV.UK