Help is available from the moment you receive written notice from a creditor seeking the possession of your home.
The Housing Loss Prevention Advice Service can help you if you live in England or Wales and are at risk of being evicted from your property if your mortgage is in arrears.
A housing expert funded by the government will work with you to identify what has triggered the possession claim and recommend find solutions. They may be able to give you free legal advice on:
- mortgage arrears
- welfare benefits payments
In the event you are unable to resolve matters and you are asked to attend a court hearing, a housing adviser can also provide free legal advice and representation at the court. Please arrive at least 30 minutes prior to your hearing and speak to the court usher and they will direct you to the adviser.
You can find your nearest Housing Loss Prevention Advice Service provider by typing in your postcode and ticking the box ‘Housing Loss Prevention Advice Service’ at find-legal-advice.justice.gov.ukOpens in a new window