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    • Manage and grow your pension

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  • Benefits
  • Everyday money
  • Family & care
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  • Money troubles
  • Pensions & retirement
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  • Work
    • Universal Credit Find out how Universal Credit works and how to manage your payment
    • Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children
    • Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health
    • Benefits in later life You may be entitled for help with other costs on top of your State Pension
    • Benefits and work Extra support if you’re working, self-employed, or you’ve lost your job
    • Benefits to help with housing costs Support to help with rent or mortgage payments if you’re on a low income
    • Problems with benefits What to do if something goes wrong with your benefits
    • Benefits All Benefits guidance
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    Benefits calculator

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Banking and payments How to choose, use and manage bank accounts
    • Budgeting How to budget, find the best deals and switch to save money
    • Buying and running a car How to buy and finance a car, deal with problems with car finance, and cut running costs
    • Credit Credit basics, applying for credit, credit ratings and problems with credit
    • Insurance Insurance for cars, health, travel, and help with insurance
    • Everyday money All Everyday money guidance
    Tools

    Tool

    Compare bank accounts

    Tool

    Budget Planner

    Tool

    Your options for borrowing money

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Becoming a parent Having a baby, returning to work, childcare costs
    • Death and bereavement Wills, inheritance, sorting out estates
    • Divorce and separation Sorting out money and homes, what if you have children, money after break ups
    • Illness and disability Managing costs, extra financial support, help with work or study
    • Long-term care Paying and getting funding, ways to pay, problems with care
    • Student and graduate money Credit cards, bank accounts, student debts
    • Talk money Difficult conversations, talking to teenagers, older people and partners
    • Family & care All Family & care guidance
    Tools

    Calculator

    Divorce calculator

    Calculator

    Baby costs calculator

    Tool

    Budget Planner

    Calculator

    Benefits calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Mortgages and homebuying Mortgages, help buying, remortgaging, first-time buyers, help and support
    • Renting Help renting a home and dealing with problems
    • Homes All Homes guidance
    Tools

    Calculator

    Stamp Duty calculator

    Calculator

    Mortgage affordability calculator

    Calculator

    Mortgage repayment calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Help with the cost of living Budgeting, paying bills, finding extra financial support, coping with job loss
    • Dealing with debt Bills, court fines, help with debts
    • Money problems and complaints What to do about mis-selling, compensation and complaints
    • Scams Spotting scams and what to do if you’re caught out
    • Money troubles All Money troubles guidance
    Tools

    Tool

    Debt advice locator

    Calculator

    Benefits calculator

    Tool

    Bill prioritiser

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Manage and grow your pension How much to save for retirement and ways to boost your pension
    • Pensions explained How to start a pension, how pensions work and the benefits
    • Pension problems and changes How to find lost pensions, sort out problems and complain
    • Pension transfers and consolidation How to transfer or combine pensions, and if it’s a good idea
    • State Pension How much State Pension you might get and ways to boost it
    • Take your pension How and when to take your pension – your options explained
    • Tax and pensions How tax relief, tax-free allowances and tax on income works
    • Make the most of your pension Understand your pension options and work out your retirement income and costs

    All Pensions and Retirement

    Tools

    Appointment

    Get a free Pension Wise appointment

    Calculator

    Pension calculator

    Tool

    Money Midlife MOT

    Tool

    Find out your pension type

    ALL TOOLS

    Book your free Pension Wise appointment

    Over 50? Get free, impartial guidance from our government-backed service. We’ll explain your options for taking money from your pension pots.

    • How to save Getting started, getting the most out of savings, problems
    • Investing How to invest, types of investing, buying and managing
    • Types of savings Help with meeting goals, tax-friendly saving, saving for children
    • Savings All Savings guidance
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    Calculator

    Savings calculator

    Tool

    Budget Planner

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Employment Basics, benefits, tax and National Insurance
    • Losing your job What to do, alternatives, redundancy pay
    • Self-employment Starting out, insurance, tax, self-assessment
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    Redundancy pay calculator

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Introducing your Moneyhelper – who we are and how we can help you

Pregnant mother with partner touching her belly
Last updated: 30 June 2021

We have recently launched MoneyHelper and wanted to tell you a bit more about our new website: why we’ve created it, what it is and how it will help you moving forward.

What is MoneyHelper?

MoneyHelper is here to help you gain more confidence in managing your money so you can move on with your life. Here to cut through the jargon and complexity, explain what you need to do and how you can do it. Here to put you in control, with free, impartial help that’s quick to find, easy to use and backed by government. 

We used to be three organisations: the Money Advice Service, The Pensions Advisory Service and Pension Wise. Now we’ve taken all our expertise and information and brought them together into one place to easily answer all your money and pension-related queries.

Who is MoneyHelper for?

Anyone who wants to better manage their money and doesn’t know where to start. We’re here to help you improve your financial wellbeing and to help guide you through any of life’s trickier circumstances and changes.

How can MoneyHelper help me?

Are you worried about paying your next bill? Looking for pensions guidance? Need help with setting up a budget or concerned about the impact of COVID on your finances? Then you’ve come to the right place. 

We want you to feel secure and in control of your money and we can help you achieve that. We’ve got plenty of useful guides on our website, covering debt, mortgages, borrowing, savings and more. We also have handy tools and calculators such as our Budget planner and the Benefits calculator.

I can’t find what I’m looking for - can I talk to someone at MoneyHelper?

Of course. We have trained and dedicated people who will be happy to help. For free and impartial money guidance, you can call us on 0800 138 7777 – for pensions guidance you can call 0800 011 3797. There are also plenty of other ways for you to get in touch: WhatsApp (Opens in a new window), webchat (Opens in a new window) or by using our online web form.

If you’d prefer to speak to someone in Welsh, then please get in touch with us 0800 138 0555.

Is MoneyHelper free?

You can access all our content and use our money and pensions guidance services completely free of charge. We can also signpost you to the hundreds of free, impartial and confidential debt advice services using our debt advice locator tool.

Can I trust MoneyHelper?

Yes. We are an arm’s-length body sponsored by the Department for Work and Pensions and funded by levies on both the financial services industry and pension schemes. We also engage with HM Treasury on policy matters relating to financial capability and debt advice.

What about Pension Wise?

Pension Wise will be a service from MoneyHelper. In addition to the guidance found on the MoneyHelper website, the Pension Wise team will still be able to answer all your pension-related queries. You can get in touch with them on 0800 138 3944 or visit our website.

How can I keep up to date on MoneyHelper?

Find us on social media and give us a follow. We’re on Facebook (Opens in a new window), Twitter (Opens in a new window) and LinkedIn (Opens in a new window). You’ll also find some really useful videos on our YouTube channel.  

And if you’d like friendly support from others who may be going through something similar, why not join our helpful community groups on Facebook:  

MoneyHelper Debt Support Community

MoneyHelper Budgeting and Savings 

MoneyHelper Coronavirus and your Money

MoneyHelper in Welsh

MoneyHelper/HelpwrArian is available in Welsh too and in accordance with the Welsh Language Act 1993, we are committed to treating both Welsh and English languages equally.

We hope our Welsh version of MoneyHelper will prove useful and would like to invite all those interested to follow our Welsh social media channels to keep up to date. You can find us on both Twitter (Opens in a new window) and Facebook

Lara Crisp
Author Lara Crisp
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