The pandemic and the rising cost of living have left lots of people with new money worries. Whether you’ve been caught off guard by higher bills and payments, uncertain income or the loss of a job, we can help you find your way forward and take the first step towards getting on top of things.
Our guides below tell you all you need to know to make the right choices, including help you can get if you’re worried about keeping up with essential bills and payments.
Living on a squeezed income
Whatever is going on in your life, there are ways to make your income go further. Learn how to cut back on costs and see what extra help is available.
Help if you’re struggling with bills and payments
Our quick, easy-to-use Bill prioritiser helps you understand which bills and payments to deal with first and how to avoid missing any payments
Talking to your creditor
If you’re worried about missing a payment, letting your creditor (the organisation you owe money to) know is the best first step to resolving your issues.
Redundancy and losing your job
Losing your job can be a huge financial hit. Make sure you know your rights and understand how to protect your finances.
Financial support if you’re self-employed
Working for yourself comes with extra challenges in uncertain times. Find out how you can top up your income and manage irregular earnings.
Stopping or reducing your pension contributions
If you're struggling with the cost of living, dipping into your pension may be a tempting solution. Find out what you need to know before taking this step.
Using credit wisely
If you’re overloaded with credit from different sources or are using credit to pay for essentials, these steps will help you take action.
If you’re worried about rising mortgage rates
With interest rates volatile, follow these steps to consider all your options, whether you’re a homeowner or about to get on the housing ladder.