Preparing for your Pension Wise appointment
Before you attend your appointment, make sure you have given yourself enough time to collect the following information:
- What type(s) of pension do you have? – ask your pension provider whether you have a defined contribution or a defined benefit pension if you are unsure.
- The value of your pension pot(s) – check your pension paperwork or ask your provider.
- An estimate of your State Pension – call the Future Pension Centre on 0800 731 0175 or use the Check your State Pension forecast serviceOpens in a new window on GOV.UK.
- If your pension pot contains any special features, eg a guaranteed annuity rate or a guaranteed pot value at a certain time – ask your provider.
You should also think about your financial circumstances in general and plans for retirement, eg:
- sources of income like salary, state benefits, savings and investments
- debts and repayments you might have
- when you want to stop working
- if you want a fixed or flexible income in retirement.
A reminder of all the information you need for the appointment will be on your confirmation email.