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From being concerned about whether you can stretch your bank balance to payday, through to mounting debts and red letters coming through the post, there is one key thing you must NOT do - bury your head in the sand. 

I always give the example of a homeowner who finds a leak from their pipes - they wouldn’t ignore it and muddle on through, they’d call out a plumber and get it resolved ASAP - after all, a leak can be a sign of a bigger issue, and it can also lead to many more problems such as damp and damage to the property. Why is it then that in some areas we don’t feel comfortable with asking for help?

In my opinion, part of the problem is that as Brits, we just don’t talk about money. I’m not saying you need to tell everyone you know what you earn or what your debts are, but it’s a very taboo subject in our culture.

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